Do you know that you can reap the rewards for something you already do? If you already use your credit cards to pay bills, you can benefit from rewards cards by collecting points on everything from purchasing daily items or paying monthly utilities when you charge these costs to your rewards credit card. 2021 offers several excellent cash back reward cards to choose from; and many of these cards come with a zero APR balance transfer and no annual fee.
Here are the top rewards credit cards to choose from this year:

1. Bank of America Visa Cash Rewards
Bank of America has a great rewards credit card. There is a 3%, 2%, and 1% earning category to choose from. Cardholders can earn in those categories by purchasing household grocery items or filling up the car with gas. In the first three months of receiving the card, there is an opportunity to earn $200. Another great thing about this card is it has no annual fee. The Bank of America rewards card is a great way to earn by purchasing the things we need.

2. Amazon Prime Rewards Signature Card
The Amazon Prime Rewards card is a great one to look into this year. Once approved, you receive a gift card from Amazon. There is the opportunity to earn up to 3% cashback on purchases. There are no annual fees or fees for worldwide transactions. Amazon is a top retailer and is a good way to earn rewards by getting a card.

3. Chase Sapphire Preferred Card
The Chase Sapphire card is great. Chase uses a point system. People can earn up to 60,000 bonus points in the first 90 days of receiving the card. Cardholders also earn twice as many points on things like groceries in the first quarter of the year. Points can also be used for traveling. The Chase Sapphire Preferred Card is a great way to get started on earning for the year 2021.

4. Capital One Venture Rewards Card
The Capital One Venture Rewards Card should be considered this year. With this card, a person can earn 60,000 travel miles within the first 3 months of use. They can also earn twice as many miles by purchasing everyday items. The card also does not have an annual percentage rate for a period of time. The Capital One rewards card will be beneficial to those who want to maximize their earnings.

5. Citi Double Cash Card
The Citi Double Cash Card is a great way to start earning in 2021. Cardholders can earn a percentage on the purchases they make. They also earn a percentage back every time they make a payment for those purchases. Cardholders earn two times for one purchase. The card gives customers special access to entertainment. There is no annual percentage rate for the first 18 months. The Citi cash reward card lets customers earn on the same purchase to increase their reward earnings.

We all make purchases to fulfill basic needs. Reward credit cards are a great way to earn money doing something we already do. Companies are offering great rewards for the year 2021.