Car insurance has certainly become a lot more expensive than it was, so if you are planning to purchase a car insurance policy, you should make smart choices to get a good deal and save a few bucks. Read on for a few tips on how to get the best deals on car insurance.

• Insure multiple drivers or car s
  As a rule of thumb, if you reach out to an insurance company for a single insurance policy, the quote that you’ll receive will be higher than what you would get if you were to insure multiple cars or drivers. Insurance companies offer great deals if you bring them enough business, so be upfront and ask the insurance company about the applicable deals. That being said, multiple drivers should include people residing in the same house who are either related by marriage or blood. Two people who are unrelated might also be eligible for a good deal in some cases, but they should be joint owners of the vehicle for the deal to be applicable.
  On the other hand, you’ll have to pay a higher insurance premium if one of the drivers is a teenager. However, you can get a good deal here too, if the teen in question is a bright student who has always managed to score good grades in school. In this case, the insurance company might give offer a student discount, which would be valid only till the time the individual is below the age of 25. These student discounts could account for anything between 1 percent to 39 percent of the insurance cost.
  Another way to get a good deal from your insurance company is to get all your other policies from them. In such cases, you might be eligible for a collective discount of 10-25%.
• Be a mindful driver
  Just being a naturally careful driver helps reduce your car insurance premium amount, as a mindful driver drives safely and avoids accidents. This discount could be anywhere between 10-23% and depends on your past driving record.
• Take up an authentic course
  Another effective tip for those wanting to know how to get the best deals on car insurance is to enroll in an authentic defensive driving training course. If you take up this course, you’ll be able to lower the points on your license and secure a better car insurance deal. However, before enrolling for any course, speak to your agent about whether or not they have a policy of giving exclusive discounts to riders with the certification.
• Shop around
  Do not take car insurance from the first insurance company that you come across. There are various insurance companies in the market, so research thoroughly about the deals and the value offered by each company and make an informed choice.